Get more exercise. Lose weight. Quit smoking. These are the bold boasts of New Year’s resolutions. Folks commit themselves to radically changing their lives at the start of the calendar year. About 45% of people make New Year’s resolutions in the average year, and most have to do …

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Before you travel out of the country, here are some tips for handling funds abroad. Before you leave: If you plan to use your debit or a credit card, check the expiration date before you leave. Cards expire on the last day of the month indicated. If your card will …

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The holiday season is a special time. With Charlie Brown on television and carols on the radio and an ever-growing list of people to shop for, it’s easy to get carried away.  The pressure to over-shop and overspend when you’re rushing to buy everything on your …

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Every year has a new “it” toy. There’s always something so awesome, it just has to get under the tree. These toys are flying off the shelves faster than retailers can stock them, setting up an incredibly inflated secondhand market. People are willing to pay two or three times …

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Buying a home is at once an exciting and challenging venture. With commitment, planning, and learning, you can become a successful homeowner. This series covers everything you need to know to start the home buying process off right, including: buying process off right, including: Preparing for Homeownership Understanding Mortgages Getting …

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If you’re like most people, you probably don’t check your credit score unless you’re getting ready to apply for a credit card or loan. There are even people who never check their credit score at all. As your financial partner, State Department Federal Credit Union (SDFCU) wants …

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Buying a home is at once an exciting and challenging venture. With commitment, planning, and learning, you can become a successful homeowner. This series covers everything you need to know to start the home buying process off right, including: Preparing for Homeownership Understanding Mortgages Getting a Mortgage Searching for a …

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Not sure what you’ll gain by budgeting? Here’s a list of the benefits. You’ll find it easy to do using State Department Federal Credit Union’s (SDFCU) online Personal Financial Management tools. You’ll spend less. You’ll have more freedom by knowing exactly how much you …

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With all the horror stories out there about identity theft, it can feel like the best policy is to shred any document that has any tidbit of information about you. While you can certainly do that if it makes you feel more secure, you don’t necessarily have to destroy …

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If you keep up with financial news at all, you know your credit score is one of the most important and widely circulated bits of information about you. It determines the outcome of many of your adult life decisions. The kind of car and house you can afford, the rates …

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