You now have the ability to skip a payment on your eligible loan (vehicle or personal loan) through Online Banking and the Mobile App!

To be eligible for the Skip a Pay Program:

  1. You must be registered in Online or Mobile Banking.
  2. All of your accounts must be in good standing and have no delinquencies.
  3. You must have at least $35.00 available funds in one of your SDFCU deposit accounts to cover the program fee.
  4. You are allowed only one Skip a Pay per eligible loan in a six month period.
  5. Your loan must be at least one year old.

The following loans are not available for the Skip a Pay Program:

  1. Mortgages
  2. Home Equity Loans
  3. Credit Cards
  4. Moneyline Line of Credit
  5. Charged off accounts (including shares)
  6. Share Secured Loan

Note: All Skip a Pay applications are subject to SDFCU approval and certain other restrictions may apply. All approved Skip a Pay applications will be charged a $35.00 fee. View the program’s full terms and conditions.