If you get texts that seem random and out of the blue, it could be a text scam. A group of marketers were involved in a texting scam that sent millions of text messages promising consumers free merchandise and gift cards.

The Federal Trade Commission has settled with the group, but there is a lesson to be learned here. If you do receive a text and don’t know who it’s from, don’t click it or reply. That’s generally good practice anyway. In this case, there were no prizes at the end of the link. Instead, the user was directed to one of the marketers’ websites where once registered, it offered paid subscriptions to various services or other paid offers.

Clicking the link itself isn’t necessarily a security risk, but it could be. Once registering on one of these sites, your personal information, including credit card information, is in the hands of someone else. At that point, you don’t know what could be done with it.

If you get unwanted or mysterious text messages and are an AT&T, Verizon, Sprint, or T-Mobile customer, you can copy the entire message and paste into a new text to 7726 (SPAM) at no cost. Then delete the messages. Always remember legitimate companies will not ask you for personal or financial information in a text message.

Donovan B. Fox © Copyright 2018 SDFCU.org