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Americans are increasing their debt levels According to a new study of Federal Reserve data, Americans’ debt level is on the rise. In fact, the report found that Americans are about to hit a point where they have more debt than during the recent recession. The study found that the …

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If you don’t already keep your phone on silent or “do not disturb,” you might want to start. We say that because a small section in the recently-approved federal budget bill gives debt collectors the right to robocall cellphones. As NBC News reports, the amendment allowed “The use …

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Companies offer balance transfer services to make money, not to help you. Let’s walk through with it does and does not make sense to transfer your credit card balance? Here’s a question I received: “I just received a $5000 balance transfer offer in the mail for the Chase …

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A reader wants to take out a mortgage…let’s walk through her story and two major items she should focus on to prepare for this big ticket loan. Join our journey to owning a home. Here’s a question we got on the SavvyMoney blog: I have a medium …

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FICO credit scores can go up to 850, but seeing that number is rare. What does this mean? You should aim to grow your credit score even higher. We know you can do it. When it comes to credit scores, there’s almost always room for improvement. If you’ve …

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Finding out that you (or your partner) are pregnant is a special moment. It’s exciting to think of the future, but it can also be slightly scary. The unknowns are plentiful, so it’s a good idea to try to plan as much as you possibly can. Now, there …

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It’s officially tax season! Wait, you’re not excited? Sure, it probably doesn’t bring as much joy as the holiday season, but it does come with the potential to put some major cash back in your pocket with a refund. The average tax refund last year was $3 …

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Are You In Sync With Your Spouse? It’s hard enough to keep the family finances in tact these days. It’s even tougher if you’re not on the same page. Here’s how to get thereA financial plan, I like to say, is not about numbers on a …

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IRS financing may not be cheap but it’s usually cheaper than floating your credit card debt on a credit card. This question came in from a reader on the blog: I have really been focusing on paying off debt this last year and I’ve made good progress paying …

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When finances are tight, or if you simply choose to live frugally, there are ways to make your home decor choices an active part of your frugal lifestyle. When finances are tight, or if you simply choose to live frugally, there are ways to make your home decor choices an …

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