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Managing Your Money

If you’re like most people, you probably don’t check your credit score unless you’re getting ready to apply for a credit card or loan. There are even people who never check their credit score at all. As your financial partner, State Department Federal Credit Union (SDFCU) wants …

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Not sure what you’ll gain by budgeting? Here’s a list of the benefits. You’ll find it easy to do using State Department Federal Credit Union’s (SDFCU) online Personal Financial Management tools. You’ll spend less. You’ll have more freedom by knowing exactly how much you …

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Checking accounts are some of the simplest financial products out there. However, they usually provide you with the best value if you pick the right one for you. State Department Federal Credit Union (SDFCU) offers three types of checking accounts. To help yourself determine the best checking account for you …

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Q: I’ve had a financial emergency and I don’t know how to pay for it! What are my options? A: Ideally, you’ll want to have an emergency fund in place. If you don’t, consider these options… 1.) Credit cards Using one of your SDFCU credit cards …

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Have you ever gone to check out at a store and taken out the plastic to pay, only to find out that the transaction won’t go through? If you have, you know that it can be a frustrating and an embarrassing situation. Luckily the technology exists to help you …

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One of the most fundamental financial lessons your kids are going to have to learn is about how you work for your money. Do your kids understand that every time you pull out a wad of bills or swipe a card to pay for a purchase, that money is directly …

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Q: Back-to-school shopping kills my budget each year. Is there any way to start the year off right…without spending a small fortune? A: Rows of freshly sharpened pencils, an unopened box of crayons and a pair of shiny, new shoes will provide a thrill for any child …

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Once, credit cards were only for the privileged few. The rest of us used cash – and when there was no more, we either had to borrow from a friend or family member, or make do till next payday. Today, qualifying for a credit card is easier then before. Establishing …

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Do you feel like it’s time to get your finances in order? Here are some ways to get you started. Calculate Your Net Worth Calculating your net worth, including all assets and liabiilities, will help assess your financial state and what it will realistically take to achieve your personal …

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