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Taking advantage of an SDFCU Personal Loan is not only a great way to pay off high-interest credit cards and consolidate debt, but it is an easy way to get the money you need when you need it. With a personal loan, the amount you designate to borrow is …

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Q: I’m thinking of switching my checking account to a credit union. How is it different than using a big bank? A: You’re not alone. Many Americans are dissatisfied with banks and are looking to make a switch. As a member of State Department Federal Credit Union (SDFCU …

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If you do any of your monetary transactions on a smartphone or a tablet, you’ve probably at one point thought to yourself, I can’t believe I’m doing this from…inside my car, while it’s being washed…the rodeo…a zip-line. No matter your favorite remote …

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Q: Back-to-school shopping kills my budget each year. Is there any way to start the year off right…without spending a small fortune? A: Rows of freshly sharpened pencils, an unopened box of crayons and a pair of shiny, new shoes will provide a thrill for any child …

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Buying a home is exciting and challenging. With commitment, planning, and learning, you can become a successful homeowner. This article series covers everything you need to know to start the homebuying process off right, including: • Preparing for Homeownership • Understanding Mortgages • Getting a Loan • Searching for a Home and Making an …

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Once, credit cards were only for the privileged few. The rest of us used cash – and when there was no more, we either had to borrow from a friend or family member, or make do till next payday. Today, qualifying for a credit card is easier then before. Establishing …

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Choosing a credit card can be daunting. There are a lot of options out there, each with varying features and benefits. Ask yourself the following questions to make sure you’re choosing the best one for you. Do I need to transfer a balance from another credit card and save …

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Do you feel like it’s time to get your finances in order? Here are some ways to get you started. Calculate Your Net Worth Calculating your net worth, including all assets and liabiilities, will help assess your financial state and what it will realistically take to achieve your personal …

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The open road is calling and your dream vacation awaits! But first, you need to work out the financial details. How are you going to pay for your getaway? Ideally, a plump vacation fund is the way to go. Unfortunately, though, many of us don’t think about how we …

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