Creating a budget doesn’t mean you can’t spend money, so don’t stop reading yet. Most people cringe at the word “budget,” but it really can be a comforting tool to ensure your money is in order. Essentially, a budget is a plan …

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As the holidays approach and the stress of the holiday season begins. In spite of what you think, it is possible to spend less than $10 on each special person in your life, reducing the stress of credit card bills and holiday debt. Here are 10 gifts under $10: 1 …

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Are you dreaming of sandy beaches and blue waters, but your bank account balance is holding you back? You shouldn’t need to save for centuries to have the time of your life. Here are 10 tips for traveling on a tight budget. Book a Hostel over a Hotel …

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At some point, you’re likely going to want to borrow for a big ticket purchase – a home, a car, a college education. Preparing for that day means staying on top of your credit score now. Part of being a smart consumer is managing your credit history and your credit …

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Forget about having to visit a branch office, stand in a teller line, or visit the nearest SDFCU ATM to deposit your next paycheck. Using our direct deposit service gives you the convenience of setting up recurring deposits electronically to your SDFCU account. Advantages of using direct deposit Have your …

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You’re walking down the street, stop to tie your shoes, and what do you know — a pretty $20 bill is just lying there, looking for a new wallet to call home. What do you do? Spend it right away? Save it for a rainy day? Chances are …

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Anti-malware companies estimate that anywhere from 50-70% of all email being sent around is spam. Spam is the electronic version of “junk mail.” Like the physical mail, most of it just goes in the trash, but if it’s catchy enough, you might open it to see what …

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As I was purchasing my $5 Starbucks coffee at the end of my junior year of college, it hit me: After graduation, I’d be in $10,000 worth of debt. I still didn’t know what kind of job I’d have, or how long it …

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Buying a home can be a very complex experience. Here are some tips that will make your home buying experience easier. 1. You should buy, instead of rent. You’ll love the feeling of having something that’s all yours – a home where your own personal style …

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By this point you’ve done the math and have decided buying a house makes fiscal sense, and you’re ready to begin looking for a house. Not just any house, the house. At the very least, you’re embarking on a new journey that is full of …

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