According to the Identity Theft Assistance Center, one in 40 (2.5 percent) households in the U.S. have a child under 18 who have had personal information compromised by identity theft criminals. Unfortunately, much of the identity theft from children doesn’t get discovered until after they are …

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IRS financing may not be cheap but it’s usually cheaper than floating your credit card debt on a credit card. This question came in from a reader on the blog: I have really been focusing on paying off debt this last year and I’ve made good progress paying …

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Before signing the lease to that amazing new apartment you discovered, there are many things you need to learn about your potential home that can affect your finances ¬– and your quality of life. Consider these questions to ask your potential new landlord before you sign the lease: 1)  How much …

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Are strong passwords that important?  Should we use passphrases?  Do passwords really get cracked? YES, YES and YES! There are many techniques for obtaining passwords and over the years, these have become more sophisticated. The top methods for cracking passwords, in no particular order are brute force attacks, rainbow table …

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How would you like to have your earnings automatically deposited into your account on payday without any of the usual hassles? It’s called direct deposit, and you may have access to this convenient service through your employer. There are a few things to consider before signing up for …

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Giving you a new option for paying your loans and credit cards through Online Banking and the Mobile App. Paying your State Department Federal Credit Union (SDFCU) loans or credit cards has just gotten easier with Loan Payments. This new secure Online Banking and Mobile App feature gives you the …

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One of the best parts of traveling is getting to experience all sorts of new cuisine. This especially holds true if you’re visiting a city known for its fine dining and unique culinary offerings. Here’s the downside though: Eating out is expensive, and if you blow …

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There’s a crisis brewing in our country, and many of us are caught up in the thick of it. Students these days are borrowing more money than ever in their quest for higher education. The latest data reveals that 69 percent of 2014 graduates took out loans in …

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Now that you’ve decided to start searching for graduate programs and have possibly found a few you’d like to apply to, you may have noticed that the application process is a little daunting. Each university has specific expectations and requirements, so it’s important to …

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There’s something fun and magical about the holiday season that serves as a welcome break from the usual grind. The downside, however, is that once the holidays are over, it’s back to reality. That means hitting the gym again, rethinking your budget and, if you&#8217 …

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