I had no idea what I was getting myself into when I bought my first house. There were so many things the mortgage lender and closing company assumed I knew that I didn’t. I was 23, and used an FHA (Federal Housing Authority) loan. It took about a …

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When you travel, especially outside the United States, there could be various restrictions when using your debit or credit card. Restrictions vary based on transactions outside your normal purchasing pattern. For your security, accounts are monitored by a trusted team of professionals 24 hours-a-day. Alleviate Card Restrictions When …

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Think you’re too young to be saving money? Feh! Don’t fall for these common myths. “I don’t need to save now because I don’t have any expenses.” The fact that you don’t have any living expenses makes this …

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You might hear stories from your parents about how they worked their way through college, but consider this: In 1979, one credit hour at Michigan State University cost $24.50 – or the wages from 8.44 hours of work at the minimum wage of $2.90 an hour. Today, it …

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Cybercrime is growing and morphing into a type of criminal octopus with tentacles reaching far beyond anything previously imagined. Snaking its way into our lives in alarming ways, data breaches are currently producing subsets of cybercrime, some likely to include organized crime. Consumers are in a tizzy, wondering how to …

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Whether it is because you have been in a hurry or lack of knowledge, you have probably obtained a few ATM fees. Automated teller machine (ATM) fees are the fees that many Financial Institutions (FIs) charge for the use of their ATMs. When could I be charged a surcharge fee …

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Unless you live in a cave you’ve surely heard the advertisements about the “historically low interest rates” for buying a house. And that’s mostly true — rates are quite low after the 2008 housing shenanigans. But, does that necessarily mean it’s a …

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You’re in love! Finally, you’ve updated your profile to “In a Relationship.” No more attending your friend’s wedding solo or showing up to Grandma’s birthday as the “single one.” The benefits of having that special someone are countless …

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When I first moved to Manhattan I shared an apartment with a roommate who was an absolute nightmare. After surviving that ordeal, I decided that my next apartment would need to be roommate-free. I was worried that tackling rent and bills on my own would leave me perpetually cash …

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Halloween is only a few weeks away, and again we’re faced with the dilemma of finding the perfect costume. My definition of perfection is when it costs under $5. Homemade costumes are not only cheaper, but they let you show off your creativity by making something out of nothing …

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