Get more exercise. Lose weight. Quit smoking. These are the bold boasts of New Year’s resolutions. Folks commit themselves to radically changing their lives at the start of the calendar year. About 45% of people make New Year’s resolutions in the average year, and most have to do …
Buying a home is at once an exciting and challenging venture. With commitment, planning, and learning, you can become a successful homeowner. This series covers everything you need to know to start the home buying process off right, including: buying process off right, including: Preparing for Homeownership Understanding Mortgages Getting …
Not sure what you’ll gain by budgeting? Here’s a list of the benefits. You’ll find it easy to do using State Department Federal Credit Union’s (SDFCU) online Personal Financial Management tools. You’ll spend less. You’ll have more freedom by knowing exactly how much you …
With all the horror stories out there about identity theft, it can feel like the best policy is to shred any document that has any tidbit of information about you. While you can certainly do that if it makes you feel more secure, you don’t necessarily have to destroy …
If you keep up with financial news at all, you know your credit score is one of the most important and widely circulated bits of information about you. It determines the outcome of many of your adult life decisions. The kind of car and house you can afford, the rates …
Q: I’ve had a financial emergency and I don’t know how to pay for it! What are my options? A: Ideally, you’ll want to have an emergency fund in place. If you don’t, consider these options… 1.) Credit cards Using one of your SDFCU credit cards …
Buying a home is exciting and challenging. With commitment, planning, and learning, you can become a successful homeowner. This article series covers everything you need to know to start the homebuying process off right, including: • Preparing for Homeownership • Understanding Mortgages • Getting a Loan • Searching for a Home and Making an …
Taking advantage of an SDFCU Personal Loan is not only a great way to pay off high-interest credit cards and consolidate debt, but it is an easy way to get the money you need when you need it. With a personal loan, the amount you designate to borrow is …
