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Preparing for Your Future

With all the horror stories out there about identity theft, it can feel like the best policy is to shred any document that has any tidbit of information about you. While you can certainly do that if it makes you feel more secure, you don’t necessarily have to destroy …

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If you keep up with financial news at all, you know your credit score is one of the most important and widely circulated bits of information about you. It determines the outcome of many of your adult life decisions. The kind of car and house you can afford, the rates …

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Q: I’ve had a financial emergency and I don’t know how to pay for it! What are my options? A: Ideally, you’ll want to have an emergency fund in place. If you don’t, consider these options… 1.) Credit cards Using one of your SDFCU credit cards …

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Buying a home is exciting and challenging. With commitment, planning, and learning, you can become a successful homeowner. This article series covers everything you need to know to start the homebuying process off right, including: • Preparing for Homeownership • Understanding Mortgages • Getting a Loan • Searching for a Home and Making an …

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Taking advantage of an SDFCU Personal Loan is not only a great way to pay off high-interest credit cards and consolidate debt, but it is an easy way to get the money you need when you need it. With a personal loan, the amount you designate to borrow is …

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Buying a home is exciting and challenging. With commitment, planning, and learning, you can become a successful homeowner. This article series covers everything you need to know to start the homebuying process off right, including: • Preparing for Homeownership • Understanding Mortgages • Getting a Loan • Searching for a Home and Making an …

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If you’re at the end of your college career, you likely spend lots of time thinking about that first, after-college job. What will your job be like? What kind of company will you work for? How big will your starting salary be? Will you get along with …

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Avoid extra expenses and stretch your travel dollars by saving with these products and services: Credit Cards Did you know card networks like VISA charge a fee on transactions made abroad? And that many banks charge an additional percentage on top of that? Use a credit card that helps you …

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